Our French Mortgage guides are designed to help international buyers understand how to finance ski property in France — from initial eligibility checks to navigating bank requirements, deposit rules, and interest rates. Buying an Alpine home with a mortgage as a non-resident is entirely possible — but it comes with its own process. This section demystifies each step: which lenders work with foreign buyers, how much you can borrow, typical approval timelines, and what documents are needed. Whether you’re considering a new-build apartment in Méribel or a resale chalet in Morzine, understanding your mortgage options early will help you set a clear budget and negotiate with confidence. We also explore how French mortgages differ from UK and US lending — including rules around fixed rates, insurance, and capital repayment structures. You’ll find real examples, lender types, and answers to common questions like:

Key topics we cover:

• How much can international buyers borrow in France?
• Which French banks lend to non-residents?
• Interest rate trends and mortgage durations
• How financing works for off-plan ski properties
• Tips to increase your mortgage approval chances

A French mortgage can often enhance your ROI, even for cash buyers. Use this section to stay informed, compare options, and approach your Alpine purchase with clarity.

➤ Articles are updated regularly with expert mortgage guidance for international buyers.