
How Falling French Mortgage Rates Change the Ski Property Investment Case in Mid-2026
French 20-year mortgage rates have fallen from above 4.5% in late 2024 to around 3.0% for strong-profile borrowers in July 2026. For ski property investors in the French Alps, the borrowing-cost-to-yield spread has shifted meaningfully, and the notaire data confirms the market is responding.
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